Are there any drawbacks for placing an alert with the credit bureaus?

May 25, 2011 · Posted in Identity Theft · 5 Comments

There are a few credit inquiries on my credit reports that I don’t know anything about. I suspect that I might be a victim of identity theft even though no negative items have showed up yet. I am considering placing an alert with the credit bureaus, but I’m not sure if this will have a negative effect on my credit score. If you have experience with this, could you please let me know? Thanks.

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Tags: credit bureaus, credit reports, credit score, Identity Theft, victim of identity theft

Defend Against Identity Theft – Advice From The FTC

July 27, 2010 · Posted in Identity Theft · 7 Comments

In the course of a busy day, you may write a check at the grocery store, charge tickets to a ball game, rent a car, mail your tax returns, change service providers for your cell phone, or apply for a credit card. Chances are you don’t give these everyday transactions a second thought. But an identity thief does. Identity theft is a serious crime. People whose identities have been stolen can spend months or years and thousands of dollars cleaning up the mess the thieves have made of a good name and credit record. In the meantime, victims of identity theft may lose job opportunities, be refused loans for education, housing, or cars, and even get arrested for crimes they didn’t commit. Humiliation, anger, and frustration are among the feelings victims experience as they navigate the process of rescuing their identity. Working with other government agencies and organizations, the Federal Trade Commission (FTC) has produced this booklet to help you remedy the effects of an identity theft. It describes what steps to take, your legal rights, how to handle specific problems you may encounter on the way to clearing your name, and what to watch for in the future.

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Tags: credit report, fraud, ftc, Identity Theft

Identity Theft Is So Easy

July 15, 2010 · Posted in Identity Theft · 4 Comments

See how easy identity theft is and how devastating it can be for the victims.

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Tags: Identity Theft

What can I do about this type of identity theft?

June 3, 2010 · Posted in Identity Theft · 7 Comments

I have had several accounts opened in my name due to identity theft. I think a corrupt mortgage broker took my information and did this. Anyway, I paid on two accounts for at least six months, which was really stupid. In December I decided that enough was enough so I stopped paying and started to take action. My lawyer says that these can still be proven, but it seems hopeless. Could somebody that works in this field or has experience with this give me some advice?

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Tags: Identity Theft, mortgage broker

How do I dispute items on my credit report and report identity theft?

May 26, 2010 · Posted in Identity Theft · 5 Comments

I have had a lot of trouble with identity theft the past few years. Because of this, I have not been able to get a home or a car. I know there must be a way to get some of those older items deleted, but I don’t know how. Can anybody tell me what I can do?

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Tags: Identity Theft

How does identity theft relate to Forensic Accounting?

May 18, 2010 · Posted in Identity Theft · 4 Comments

I am trying to write a paper about identity theft for a forensic accounting class but I’m stumped. Can someone out there give me some examples for sources of where I can go to find this information, how identity theft relates to forensic accounting or what forensic accountants do in cases involving identity theft?

thank you!

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Tags: accounting class, forensic accountants, forensic accounting, Identity Theft

Do more accounts mean more chances of identity theft?

May 10, 2010 · Posted in Identity Theft · 4 Comments

Does having more bank accounts open raise your chances of identity theft? If you have open accounts that you don’t use, would it be safer to just close them? Also how do they get your information?

Aside from credit, what else can identity theft do to you?

May 1, 2010 · Posted in Identity Theft · 2 Comments

I’m a victim, but I’ve done all the damage control possible in terms of bank accounts and credit reports. I’m just wondering what other harm the thief could do to me.

If my credit report is flagged and he or she tries to apply for a cell phone, medical insurance, or book a flight — will I be notified?

Is that credit report alert only a defense against fraud or all cases of identity theft?

Protect yourself from identity theft

May 1, 2010 · Posted in Identity Theft · Comment

Protect yourself from identity theft

What are banks doing to prevent or reduce identity theft?

April 29, 2010 · Posted in Identity Theft · 3 Comments

I’m currently writing a paper on identity theft. I was wondering if any bankers or bank tellers out there could tell me what banks are doing to prevent or reduce identity theft.

Identity Theft: How fast can you lose your identity?

April 29, 2010 · Posted in Identity Theft · 1 Comment

American Family Insurance Identity Theft Consumer Information Series – How fast can you lose your identity? In part one of our three-part video series on identity theft, see just how fast and easy it is for someone to steal your identity.

A relative may have gotten our personal information. What can we do to protect ourselves from identity theft?

April 27, 2010 · Posted in Identity Theft · 10 Comments

A relative came and stayed at our home for a few days. They had access to our home when we were at work and so they could have easily gotten all of our information. Now I find that they have stolen from other relatives and committed identity theft in the past! Is there anything we can do to protect ourselves from accounts being opened or loans made in our name?

What thesis statement can I use for identity theft?

April 25, 2010 · Posted in Identity Theft · 8 Comments

I am doing my research paper in identity theft in internet world.Can u please tell me how to write a thesis statement.

Identity Theft – Bloomberg: Your Money

April 25, 2010 · Posted in Identity Theft · 6 Comments

In an age when your credit score determines not only the interest rate you get on loans, but everything from insurance premiums to apartment rentals to jobs, identity theft can be financially devastating. Learn how to minimize your chances of having your identity stolen, and what to do if it is.

What are some good ways to prevent identity theft?

April 23, 2010 · Posted in Identity Theft · 2 Comments

Need some opinions for a class I ‘m in.

How is identity stolen?
How do you prevent it from happening?
How can you resolve identity theft?

Thank you for your help…

Identity Theft Prevention, Credit Reports and Fraud Alerts

April 21, 2010 · Posted in Free Credit Report · 7 Comments

From the US Treasury Dept. Explains how to obtain free credit reports from the credit bureaus. Also explains how Fraud Alerts work and how to activate them. Identity theft is a serious crime. It occurs when your personal information is stolen and used without your knowledge to commit fraud or other crimes. Identity theft can cost you time and money. It can destroy your credit and ruin your good name. Deter identity thieves by safeguarding your information. ■ Shred financial documents and paperwork with personal information before you discard them. ■ Protect your Social Security number. Don’t carry your Social Security card in your wallet or write your Social Security number on a check. Give it out only if absolutely necessary or ask to use another identifier. ■ Don’t give out personal information on the phone, through the mail, or over the Internet unless you know who you are dealing with. ■ Never click on links sent in unsolicited emails; instead, type in a web address you know. Use firewalls, anti-spyware, and anti-virus software to protect your home computer; keep them up-to-date. Visit OnGuardOnline.gov for more information. ■ Don’t use an obvious password like your birth date, your mother’s maiden name …

How can I protect myself from identity theft ?

April 20, 2010 · Posted in Identity Theft · 7 Comments

Like many people these days, I’m interested in protecting myself from identity theft and the problems that result . There are always con artists who are trying to find out somebody’s bank account number, etc . If somebody has my information, could they empty out my bank account long distance ? My question might interest a lot of other people besides myself, so it’s worth asking . How can I protect myself from identity theft ? Thank you in advance for your answers .

I have two identity theft accounts that have been turned over to collection agencies. How can I remove them?

April 17, 2010 · Posted in Identity Theft · 7 Comments

Someone used my social security number to apply for SBC and Direct TV. I never receive bills from them. When I found out about these accounts, they already showed as collection on my credit report. These are having a negative effect on my credit. I called up the collection agency for SBC and told them this is not my account but they are not willing to remove it. I called the Federal Trade Commission but they said that they couldn’t do anything about this. I tried to contact a free legal aide but they didn’t return my call! How can I remove these identity theft accounts?

Citibank Identity Theft commercial – Darrel P.

April 16, 2010 · Posted in Identity Theft · 25 Comments

Darrel P. – Identity Theft Victim I love these ads.

Should I get identity theft insurance?

April 16, 2010 · Posted in Identity Theft · 5 Comments

My ex left the country 2 weeks ago and called me and told me that he had left my personal stuff (I mean papers with my personal information) lying all over the place. I didn’t even know he still had any of my personal stuff because I thought I had collected everything. I am so afraid of identity theft that I am thinking of getting identity theft insurance but I am so confused. Please help

What is the statute of limitations for identity theft?

April 14, 2010 · Posted in Identity Theft · 2 Comments

Is there a statute of limitations for reporting identity theft in the state of Wisconsin? It was a family member and the theft and forgery happened between May 2003 and July 2005.

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